The first way to save on finances is quite funny, but maybe the rest will be helpful to those of you who are real cheapskates.
1. Look for coins. Check around your house to pick up coins or one-dollar notes hiding under the beds, behind the fridge or under the kitchen cabinets. You might find a large sum of money in this way! Do not forget to put those little treasures into your piggy bank!
2. Limit the number of cash withdrawals. You will both save time and gasoline driving around the city looking for an ATM. And use your bank’s ATMs exclusively to avoid any ‘foreign fees’ for cash withdrawals from other banks’ ATMs.
3. Change the bank account for such free of charge. Banks tend to change their offers way too often, and you, as a customer, should always react to such as change. Being loyal to your bank probably will not save you any money, unfortunately. When your bank starts charging you monthly fees for different things, look for another bank.
4. Close unused bank accounts. If you have any unnecessary bank accounts, close them to avoid paying any monthly fees.
5. Do not buy any investment products that you do not understand. It is really a simple rule. A lot of people lose lots of money by investing in financial products, so be careful.